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No exit polls were released.
Three opinion polls by GPO, Metron Analysis and MRB all showed the 'No' camp ahead by a margin of three points.
A poll by Marc estimated 49.5 to 54.5 percent of Greeks voted 'No' compared to 45.5 to 50.5 percent voting 'Yes', based on surveys conducted through the week.
The polls were released after voting ended on Sunday because of a ban on the publication of polls on the day before a vote is held.Angry and exhausted after five years of pension cuts, falling living standards and rising taxes, Greeks now face closed banks, rationed ATM withdrawals and the prospect of the country literally running out of cash.
Pensioners besieging bank gates to claim their retirement benefits, only to leave empty-handed and in tears, have become a symbol of the nation's dramatic fall over the past decade, from the heady days of the 2004 Athens Olympics to the ignominy of bankruptcy and bailout.
The referendum is officially a Yes or No vote on a bailout offer from creditors, but a 'Yes' could bring down the government of Prime Minister Alexis Tsipras, while European leaders say a 'No' could force a chaotic exit from the euro.
The country of 11 million people is being asked whether to accept the offer which left-wing leader Tsipras rejected eight days ago. Elected in January on a promise to end years of crippling austerity, he calls the offer a humiliation.
Greek Prime Minister Alexis Tsipras has told supporters a 'no' vote is the ticket out.
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