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Personal Finance



November 29, 2005



When the fund manager calls it a day
The key lies in striking a balance between the two, i.e. the fund house and the fund manager, and ensuring that the fund manager doesn't take precedence over the fund house.

Index funds: Are you missing out?
Investors have to diversify their mutual fund portfolio in a manner that ensures they are well placed to benefit from most if not all market opportunities.




November 26, 2005



Are you eligible for a home loan?
Understanding the calculations involved while computing the home loan eligibility has seldom been easy for individuals




November 23, 2005



How to find right insurance broker
The insurance policy game may turn dicey if you fail to spot the right broker.

All you want to know about pension plans
Not only do retirement plans help in insuring the individual, they also help in the accumulation of a corpus for post-retirement needs.




November 22, 2005



Investors, stick to the basics!
Stick to the basics and you will have a better chance of achieving your financial goals




November 17, 2005



No-frills accounts? Be careful!
It's good news for customers who are either averse to or not comfortable with maintaining high minimum balances.

ELSS tax benefits: Only partial relief
By offering this benefit to only investments in existing and new close-ended ELSS, the CBDT has done great harm to both investors and floaters of open-ended schemes in particular, and the equity market in general.




November 15, 2005



How you can be RICH without much risk
The concept of savings and investments has changed over the years. Every investor must realise the significance of these two words and learn to differentiate between them.

A great scheme to invest your money in
The Franklin India Smaller Companies Fund is the first close-ended equity fund in 12 years.




November 14, 2005



Want to be a guarantor? Think twice
Becoming a guarantor also affects an individual's 'capacity to borrow' adversely




November 11, 2005



Wanna invest in ELSS? Be careful
The new guidelines for investing in the Equity Linked Savings Schemes, or what is otherwise known as tax-saving funds, have been notified by the government.

Your PC can help you make millions
There are many roads to Rome, is what a stock trader remarked regarding the various stock picking and trading strategies. This one is certainly not the beaten path.

Cash back? Don't miss the details
Cash back is fine, but it makes sense for you to go through the offers carefully.




November 10, 2005



Have excess cash? Go for sweep-in
When you earn enough to be able to save something at the end of every month, you would like to invest them in an avenue that gives you the flexibility to access your savings during contingencies




November 08, 2005



How to choose an insurance plan
A few guidelines on the various aspects which individuals should look at while assessing an insurance plan.




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